Please read the statement below to ensure it is appropriate to you and, after reading and agreeing to the risk warning, click NEXT.

 

Risk Warning

 

Investing in property and companies can be very rewarding, but it involves the following key risks:

 

1) Loss of Capital

Property prices can go down as well as up and different property types or those in different areas may be more or less susceptible to reduced or negative growth. By investing in property through Token Fab Platform, there is a risk that you may not get back what you put in if property prices fall. You should not invest more money through the platform than you can afford to lose without altering your standard of living

 

2) Illiquidity

Any investment you make through the platform will be highly illiquid. Whilst we do offer a secondary market for the shares of the investee company, there is no guarantee that there will be a willing buyer or that the shares will be bought at the desired price. This means that you are unlikely to be able to sell your shares until and unless the investee company is sold or the property is sold at the end of the investment term. The securities you purchase through the platform are not listed on any exchange.

 

3) Rarity of Dividends

If a property receives rent this will be paid to the investors as a dividend net of any fees, costs and expenses. However, should a property not produce rent, or the rent be insufficient to cover the costs and expenses of operating the property, no dividends will be paid and you will be unlikely to see any return on your investment until the property is sold.

 

4) Diversification

Investing in property and unlisted shares should only be done as part of a diversified portfolio. This means that you should invest relatively small amounts in multiple businesses rather than a lot in one or two businesses. It also means that you should invest only a small proportion of your investable capital in startups as an asset class, with the majority of your investable capital invested in safer, more liquid assets.

 

5) Tax

You will be responsible for the payment of your own tax which may include capital gains and/or income tax. We do not provide tax advice and you should seek independent tax advice before investing if you are unsure of your position. It is still your responsibility to ensure that your tax return is correct and is filed by the deadline and any tax owing is paid on time. If you are unsure how this investment will effect your tax status you must seek professional advice before you invest. Each company you invest in will be liable for, and pay, corporation tax and any returns you receive will be paid to you net of any corporation tax due.

 

6) Advice

Token Fab Platform does not give investment advice or provide analysis or recommendations regarding investment opportunities. Investments can only be made by members of Token Fab Platform on the basis of information provided. Token Fab Platform takes no responsibility for this information or for any recommendations, opinions or predictions.

 

7) Past Performance

Past performance is not a reliable indicator of future results. You should not rely on any past performance as a guarantee of future investment performance.

 

8) Future performance

Any projections of future performance are based on the internal calculations and opinions of Token Fab Platform and are subject to change at any time. Forecasts are not a reliable indicator of future results and should not be relied on.

 

9) Financial Services Compensation Scheme

Investing through Token Fab Platform is not covered by the Financial Services Compensation Scheme.

 

10) Client Classification

Before being allowed to invest, you will need to be classified as an investor type. You will need to provide the relevant information to us, which you warrant to be truthful and accurate, in order that we can help classify you. Please follow the steps when signing up to complete this process. If you no longer fall into at least one of the categories of investor available, you will give immediate written notice to Token Fab Platform and you will not access, or try to access the service unless and until you fall into one or more of these categories again.

 

11) Jurisdiction

The information and services provided on the Site are not provided to, and may not be used by, any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or where Token Fab Platform is not authorised to provide such information or services. Some products and services described in the Site may not be available in all jurisdictions or to all clients.

 

This list of risk factors does not necessarily outline all possible risks involved. Prospective investors should read the relevant investee companies’ pitch documents/ read the Token Fab Platform lender terms in their entirety and consult with their own advisers before deciding whether to invest. If you are unsure about any aspect of the information provided by the company, you should seek advice from an independent financial adviser.